We simplify the complex world of mortgages with personalised solutions for home buyers, investors, and businesses across Sydney and beyond.
From first-home buyers to seasoned investors, we match you with the right loan from Australia’s leading lenders.
Whether you’re buying your first home, upgrading, or downsizing, we negotiate competitive rates and flexible terms that fit your lifestyle. We compare offers from over 40 lenders to find your perfect match.
Learn moreUnlock better rates, consolidate debt, or access equity. We review your current loan and find opportunities to save you thousands over the life of your mortgage.
Learn moreBuild your property portfolio with strategic lending solutions. We help structure your loans for maximum tax efficiency and long-term growth.
Learn moreNavigating your first mortgage can be daunting. We guide you through every step, including government grants, stamp duty concessions, and deposit schemes.
Learn moreFrom business premises to development finance, we secure commercial lending solutions that support your business ambitions with competitive terms.
Learn moreBuilding your dream home? Our progressive drawdown construction loans release funds at each stage, keeping your project on track and on budget.
Learn moreWe don’t just find you a loan—we craft a financial strategy that aligns with your life goals.
We work with 40+ lenders, not just one. Our only allegiance is to you — finding the best loan for your situation.
Mortgages evolve. We review your loan annually and proactively reach out when better options become available.
Fully licensed with ASIC, members of the MFAA. Your financial security is protected by the highest industry standards.
Our streamlined process and strong lender relationships mean quicker approvals — often within 24–48 hours.
Your initial consultation is free and obligation-free. We’re paid by the lender, not by you.
We serve Sydney’s diverse community with fluency in English and Mandarin, ensuring clear communication.
We’ve refined our process to be transparent, efficient, and stress-free.
We discuss your goals, financial situation, and borrowing capacity in a confidential, no-obligation meeting.
We search across 40+ lenders to present you with the best options, clearly explained with pros and cons.
We handle the paperwork, liaise with the lender, and keep you updated until formal approval is granted.
We coordinate settlement and continue supporting you with annual reviews and ongoing advice.
At One & Only Mortgage, we believe that securing the right loan is the foundation of financial freedom. Based in Sydney, we’ve spent over 15 years helping Australians navigate the mortgage landscape with confidence.
We’re not just mortgage brokers—we’re your long-term financial partners. From your first home to your tenth investment property, we’re with you every step of the way.
“As a first home buyer, I was overwhelmed by the process. One & Only Mortgage made it effortless. They found me a rate I didn’t think was possible.”
“I refinanced three investment properties and saved over $18K a year in interest. Their market knowledge is exceptional and the service is truly personal.”
“They secured commercial financing for our new warehouse that two other brokers couldn’t. Professional, tenacious, and genuinely caring.”
Whether you’re buying, refinancing, or investing—let’s find the right mortgage for you. Your first consultation is free.
